The following blog posts have the category Identity theft
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Identity theft and fraud are growing concerns, and one of the best ways to protect yourself is by freezing your credit. This simple yet powerful step can help safeguard your financial future, but many people are unsure about how it works or whether it's the right move for them. Here's what you need to know about freezing your credit, including its benefits, potential costs, and how to unfreeze it when needed.
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Even though the major shutdowns of COVID are basically over, many employees have adapted the practice of working remotely, at least for part of the work week. This still presents insurance liabilities for both the employer and employee with work performed at home. Because most business general liability policies are written based on employees primarily working at a company's premises, you should have your J.P. Perry agent review your current coverage to see if the policy terms still meet your risk profile.
More and more people are looking at saving energy costs by installing solar panels at their home. According to the Solar Energy Industries Association, residential solar energy has experienced an average yearly growth rate of 68% over the last decade.
Today many of us have a multitude of passwords to keep track of at work and at home. As passwords multiply it is easy to succumb to the temptation of using easy to guess words or simply leaving a sticky note on your computer. But these are generally bad ideas. Better is to come up with a strong password and keep it secret.
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What is "Identity Theft" or "Identity Fraud"? Simply, identity theft is committed when another person's name, Social Security number or other personal information is used to apply for credit, buy goods and services, or commit other fraud. Identity theft is now a federal crime and recently stiffened penalties were put in place but you should still take measures to protect yourself. And if you should be victimized there are steps you can take to minimize your loss.
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