The following blog posts have the category Outdoor safety
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With the crisp air of fall comes a slew of outdoor activities that we often enjoy, but they can also bring potential hazards. From leaning over to clean gutters, to hanging Christmas lights, to raking the vibrant fallen leaves, it's essential to keep safety at the forefront to prevent fall injuries. Let's take a look at some common tasks and how to handle them safely.
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If you live in the colder northern regions of the U.S., you've most likely experienced your fair share of snow... shoveling it, driving in it, trudging through it, and, of course, playing in it. And while each winter sport – from skiing and snowboarding to ice skating, hockey, sledding and snowshoeing – has its own inherent risks, there are a number of other snow-related things to keep on your radar.
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Those in colder climates don't have to hibernate in the gym all winter to break a sweat. Instead, with the right gear and know-how, you can take your workouts outdoors for the ultimate mind-clearing energy boost. Here are some tips for braving – and actually enjoying – outdoor exercise in the snowy season.
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Having adequate RV insurance is essential to protect your investment and peace of mind while traveling. As with auto insurance, your rates are based on the make and model of your RV, your driving history, and other factors. You may have the option to add RV coverage to your regular auto insurance, but this isn't always recommended. Because your RV is both a home and a vehicle, it may require specialized insurance to provide the right kind of coverage. Each person's RV insurance needs are unique, so choose a policy tailored to your specific requirements and budget.
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There's nothing like an injury in the backcountry to ruin a good summertime adventure. As outdoor enthusiasts know, minor injuries are easy to come by and can include anything from strained muscles, campfire burns, poison ivy rashes, twisted ankles, sunburns, various cuts and scrapes, and the list goes on. And while these may not seem like a big deal on paper, they have a way of crushing the fun.
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With the arrival of summer comes the smell of sizzling food on the grill, as it wafts from across the neighborhood, and backyard dining is once again the norm. According to the Health, Patio, & Barbecue Association, 7 out of 10 families in the U.S. own a grill, making it by far the most common outdoor cooking method. And there's no doubt that summer wouldn't be the same without one.
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For nature lovers, many of the most memorable moments take place in the great outdoors, whether it's catching your first trout on a fly rod or summiting a peak. This is also where people often find the most solace, as time in nature can bring a sense of peace. Unless, of course, things go wrong.
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With more people shopping for the holidays and businesses pushing for end-of-the-year sales, companies are more likely to face greater risks and exposure to potential lawsuits than any other time of the year. That's why it is important to consider those liabilities now and take precautions to protect your business with adequate insurance coverage.
While you and your family are spending time together during the summer months, those activities that you enjoy so much could also come with risks. From vacation homes to recreational vehicles you need to make sure you are protected in case an accident occurs. Here are some areas of recreation where you could be most liable.
With the warmer months coming around, people in Northeast Florida are looking to hit the water with various types of boats and watercraft. And along with all of the boating and fishing fun comes the potential for personal liabilities. That's why it is important that you have adequate insurance coverage.
The Holiday season is upon us, meaning it's time to be jolly, gather with friends and family, and hopefully, stay safe. But in addition to the things we're all wishing for, the holidays can bring some unwanted gifts in the form of accidents, damages, or injuries that might result in an insurance claim. So what are the most common holiday-related insurance claims and how can you avoid them?
As youngsters, the more serious-minded among us were vigilant about making the Scout motto "Be Prepared" a reality. Now with the latest round of fires, earthquakes and hurricanes, the old adage is more relevant than ever. Even in Florida, we all have the potential to encounter the occasional unpredicted mishap. But few events can be as unpredictable, or devastating, as natural disasters: hurricanes, floods, wildfires, tsunamis, severe storms, tornadoes, and landslides, many of which we've been faced with lately.
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Pets often become more like family members, and in the case of dogs (and the occasional cat), we tend to take them wherever we go. But before you pack up Fido for a summer road trip, it's important to think about how to keep your beloved pet safe when temperatures are extreme.
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In some areas of the country, having an air conditioner is an absolute necessity. But in other areas, such as in the Rocky Mountain Regions, staying cool indoors takes some diligence and effort. Whether your home is equipped with AC or not, here are some things you can do to keep your spaces cooler this summer.
Boating season is here and, fortunately, it's an activity that can be very compatible with social distancing and other pandemic safety guidelines. But before you take your new or beloved watercraft out for a first spin, it's important to conduct basic maintenance and preparations so that your time out on the water is safe and smooth sailing.
With COVID-19 fresh on the mind and social distancing a new way of life, this summer may not be like any in recent history. But having more time at home means you can't tackle some of those projects you've been putting on the back burner for months, or even years. Here are some ideas for projects to embark on this summer.
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You put so much into the interior of your home, and maybe even its landscaping and outdoor spaces. But you may not have considered how the right outdoor lighting can protect your home and its contents; keep you and your family safe as you navigate walkways and entrances in the dark; and elevate your home's exterior and outdoor living areas. Here's what you need to know to begin the process of selecting and installing outdoor lighting for your home.
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We've all got plans for the holidays and winter season: trips to take, winter activities to try, and the everyday to-do lists that don't stop just because the cold weather has arrived. But difficult conditions have a way of causing plans to go awry or causing damage that we just didn't expect. Here are some of the extra insurance protections you should consider purchasing this season, in case things don't go exactly the way you planned.
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In many areas of the U.S., freezing temperatures, icy roads, and stormy driving conditions are on their way. And while winter weather might be lovely to look at from inside a cozy house, it's not much fun to drive in. Make sure your automobile is up to the challenge by getting it winter ready.
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"Call before you dig" is a refrain you may have already heard from Public Service Announcements on the radio or TV. But many homeowners still ignore this basic advice, sometimes with deadly results. If you're planning to dig anywhere on your property, here's what you need to know--and do--to get the job done safely.
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For those who live in snowy climates, winter is on the way. Take advantage of those sunny fall days to prepare your home and yard for frigid temperatures and icy conditions before the snow flies. Making sure your home is well-maintained inside and out will keep you safe and protected through the winter season. Here's how to get ready:
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All Terrain Vehicles, or ATVs, can provide hours of thrilling fall fun. But they can also be extremely dangerous. Over 100,000 people wind up in the emergency room each year due to ATV accidents. Here's what you need to know to be safe on your ATV, and to help prevent injuries to yourself and others:
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Trampolines, swing sets and other backyard play equipment can be scream-your-head-off fun, but also incredibly dangerous. So how do you keep your kids safe, and what can you do to protect yourself in case something happens? Here are some things you should know, and steps you can take to make your backyard a haven for safe play:
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Whether you're on a bike, motorcycle, or an all-terrain-vehicle (ATV), you should always wear a helmet. Of course, not everyone does, and not every state requires it in all situations. Although many states have helmet laws, they can vary quite a bit. So why should you wear a helmet, even if it's not the law? There are several reasons, including the most important: It could save your life.
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Owning a pool takes some time and energy, but keeping it clean both inside and out ensures the safety of your guests and the longevity of your investment. While pool care requires effort, it doesn't have to be painful. Follow these tips for regular upkeep so you can spend more time enjoying your pool than you do maintaining it:
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For boating enthusiasts, being out on the water is the best part of summer--but only if nothing goes wrong. While unexpected situations do happen, many accidents and injuries that occur while boating can be prevented, or the potential damages can be substantially reduced. The U.S. Coast Guard and the National Safety Council offer many ways that recreational boaters can stay safe on the water and minimize the risk of injury for themselves and their loved ones:
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It can be a thrilling experience to get out and experience nature in an off-road vehicle. But off-road vehicles can also be extremely dangerous, accounting for hundreds of deaths and thousands of injuries each year. If you're the owner of an ATV or UTV, it's important to be sure you're properly covered to protect yourself, others and your vehicle from loss or damage.
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Many popular winter sports such as skiing, snowboarding, snowmobiling, and even sledding can be high risk. Every year, thousands of people are treated for head injuries associated with these winter activities, and too many of those injuries turn out to be serious or, sometimes, fatal. January is National Winter Sports Traumatic Brain Injury Awareness Month. According to the American Association of Neurological Surgeons, sports injuries are rarely fatal, but the majority of fatalities due to sports injury are the result of traumatic brain injury. Keep reading to find out the real risk and how can you protect yourself and your loved ones from sports injuries this winter.
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So you want to plan a ski trip? Whether you're an advanced skier or just starting out, a ski vacation can be a wonderful way to relax, have fun, and spend hard-earned time off with family and friends. Getting all the details right might seem overwhelming, but it doesn't have to be. Follow this guide to plan a hassle-free trip.
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Owning a business means that you're responsible and often liable for the welfare of your staff and clients. Winter can bring extra hazards and increase the possibility of accidents and injury.
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As winter approaches, rain, snow, ice, sudden storms, and severe temperatures are on the way in many parts of the U.S. It's time to make sure your home is ready for intense weather by conducting inspections, making repairs, and setting up some winter pre-prep. Here are some important steps to take in the coming weeks:
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It's summertime, and many of us long to spend more time outside. Creating an outdoor living space can make it easier to take advantage of wonderful weather, and bring some simple joy and serenity to daily living. Here are some things to consider when planning an outdoor living space, and how to begin the process.
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We all know we're supposed to wear sunscreen, but with hundreds of options on the shelves every summer, many of us end up choosing the wrong one. Here's what you need to know about how to choose the right sunscreen, and why.
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Outdoor grilling season in Florida is here, a time to relax on the deck and enjoy some ribs or a juicy burger cooked to perfection on the grill. But even the most experienced grill master should take safety precautions before firing up the grill. Make sure your outdoor entertaining goes according to plan by following these grilling safety tips.
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Camp, whether it's a day camp or sleepaway camp may offer parents a much needed break from kid-wrangling over the summer. Camp usually also becomes a wonderful experience for kids, too; but getting through that first day drop off can be challenging for both kids and parents. Here's how to make sure your journey to camp goes as smoothly as possible.
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Winter sports are all about making the most of the frigid temperatures. But because conditions can be so unpredictable, there are also some serious safety concerns that go along with being active outdoors this time of year. Here's how to stay safe and get the most out of your favorite winter sports from skiing and snowboarding to ice skating, hockey, sledding and snowshoeing.
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Unpredictable weather, at least in most parts of the country, is here. Suddenly, regular activities like driving and walking outdoors have become more hazardous. Whether you're going about your daily tasks, celebrating the holiday season, or taking part in fun winter activities, here's how to make sure you're safe and protected.
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According to the World Health Organization, falls are the second leading cause of accidental injury deaths worldwide. Falling disproportionately impacts adults age 65 and older, and can lead to serious injury, further health problems, decreased quality of life, and a loss of independence.
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Summer in Florida is the perfect time to get out there on your dirtbike or All Terrain Vehicles (ATVs) and have some heart-pounding fun. But ATVs and dirt bikes can be deadly if not used properly. According to the Consumer Product Safety Commission, about 97,200 ATV-related injuries occurred in 2015; approximately 28 percent of those involved children under the age of 16.
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In regions with any kind of wintery weather, you probably know exactly how to prepare for and navigate the unique risks caused by snow, ice, and low temperatures. And since they can't change the thermostat or put on cold weather booties, your pets count on you to get them ready for the season, and to keep them safe through the cold winter months.
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Boating season is on the horizon in most parts of the country, and for boaters, it's time to get your vessel out of storage and start performing the necessary inspections and maintenance to ensure that you're ready to hit the water as soon as the weather allows. Follow these tips to get your boat water-ready for summer:
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Summer in Florida is coming and with it is the opportunity to experience all kinds of warm-weather mishaps. Here are some common summer dangers and how to avoid them.
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There are plenty of potentially hazardous activities that go along with the holiday season and the start of winter, such as stringing up Christmas lights, navigating the icy roads, and hopping on those skis or other snow sports equipment, just to name a few. This is also the time of year when we break out the snow shovels and ice melt, so that we, and our neighbors and visitors, can safely navigate our walkways and sidewalks.
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