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Package theft is a growing concern, especially in urban areas where online shopping has become a staple. The convenience of having goods delivered at our doorstep often comes with the risk of these items being stolen by "porch pirates." This article will outline effective strategies to reduce the likelihood of package theft and ensure that your deliveries reach you securely.
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Many of us can't imagine life without our pets. According to the American Pet Products Association, nearly 70 million U.S. households include at least one dog and 45 million households include cats. And it's no surprise: their wagging tails upon our arrival home and purring snuggles after a long day at the office are the best kinds of welcomes. The relationships we forge with our furry friends can be some of the most supportive.
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Anymore, it's an expectation: New Year's Day rolls around and a laundry list of resolutions lies before us. Gym membership and self-help book sales skyrocket. The revelry of the holidays gives way to Dry January, "clean" meal planning, and the next best diet. Entrepreneurs recommit to the hustle. A growth mindset is on the tip of everyone's tongue. It seems that everyone is looking to fix, improve, and ascend the latter of some self-determined actualization or another.
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With slippery floors, shop lifting or the use of seasonal employees who make errors in the effort to push for end-of-the year sales, your small business could be at a greater risk during the holidays than it is all year long. And many of these risks apply whether you have a brick and mortar store or if your business is totally online. Here are the top four major business risks that occur during the holidays and the protection your business may need.
When we have elderly family members to look after, we tend to spend a good amount of time helping them deal with their health insurance and health care coverage. But it is also important not to overlook their property and casualty insurance coverage. In most cases, their biggest liabilities are with their home and automobile
It's one of those things that's overlooked until it's absolutely necessary: a first aid kit. Whether you're relaxing at home, navigating five-o-clock traffic, or summer adventuring in your new RV, having a simple first aid kit can mean the difference between an inconvenience and an emergency.
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When dealing with insurance policies, whether it's personal coverage, business insurance or employee benefits, there are many terms that come into play that describe concepts, tools and policy types that are unique to the industry. This specialized vocabulary can be confusing, particularly in cases like when you are trying to determine the difference between market value and replacement value. While your best strategy is to have your J.P. Perry agent help guide you through technical and complex policies, we have listed some of the more used terms along with their meanings that you will find within insurance policies.
With the rise of homeowners' insurance rates, everyone is looking for different ways to reduce their premiums. In some cases, people are turning to technology to make their homes more efficient and cost effective regarding homeowners' rates. They are either converting their residences to "Smart Homes" or they are adding technology to handle specific functions.
When operating a small business, most business owners realize they need to protect their company's assets with a general liability insurance policy. But if your business is paid for recommendations, advice, guidance, professional services or manufactured goods, then you may need the additional protection of a professional liability policy, better known as Errors & Omissions insurance.
Every mortgage lender requires the home buyer to purchase homeowners' insurance. This coverage not only protects you but it also minimizes the lender's losses should the house be damaged by fire, natural disasters or other events. In addition, this insurance coverage must be in effect for the life of your mortgage.
For new homeowners, if you managed to buy a house in today's market, you definitely have a lot to celebrate. So now what? Well, whether you just purchased your dream home and plan to stay in it forever, or a property you hope to use as a stepping stone to better things, there are a few things you need to know in order to make your investment work for you.
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As youngsters, the more serious-minded among us were vigilant about making the Scout motto "Be Prepared" a reality. Now with the latest round of fires, earthquakes and hurricanes, the old adage is more relevant than ever. Even in Florida, we all have the potential to encounter the occasional unpredicted mishap. But few events can be as unpredictable, or devastating, as natural disasters: hurricanes, floods, wildfires, tsunamis, severe storms, tornadoes, and landslides, many of which we've been faced with lately.
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With the fast advancement of today's technology, scams are on the rise more than ever. In addition, the major target of scams are seniors. Between unsolicited phone calls, mail, emails and text messages, seniors are being hit with all types of scams and questionable offers. And many of these include offers relating to various insurance programs, such as mortgage insurance, disability, long-term insurance, term-life, permanent life, burial insurance, and probably the most popular, medicare supplemental programs. Now not all of these forms of insurance are necessarily a "scam," but they may just not be right for every senior.
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