recreational vehicles

Summer is just around the corner, and for many, that means hitting the open road in your RV or gliding across the water in your boat! These "toys" bring incredible joy and freedom, but just like your home or car, they need the right protection. As your trusted insurance agency, we want to ensure your adventures are worry-free, so let's dive into some essential insurance tips for RV and boat owners.
Continue Reading...

Having adequate RV insurance is essential to protect your investment and peace of mind while traveling. As with auto insurance, your rates are based on the make and model of your RV, your driving history, and other factors. You may have the option to add RV coverage to your regular auto insurance, but this isn't always recommended. Because your RV is both a home and a vehicle, it may require specialized insurance to provide the right kind of coverage. Each person's RV insurance needs are unique, so choose a policy tailored to your specific requirements and budget.
Continue Reading...

When dealing with insurance policies, whether it's personal coverage, business insurance or employee benefits, there are many terms that come into play that describe concepts, tools and policy types that are unique to the industry. This specialized vocabulary can be confusing, particularly in cases like when you are trying to determine the difference between market value and replacement value. While your best strategy is to have your J.P. Perry agent help guide you through technical and complex policies, we have listed some of the more used terms along with their meanings that you will find within insurance policies.

Continue Reading...

The popularity of RVs in the U.S. is growing at a phenomenal rate with over 11% of households owning an RV, along with 15 million RVs owned by millennials. But for RV owners in Florida, you need to know that state law requires insurance on any motorized RV. But it can be unclear as to whether your RV would be covered under an auto insurance policy, a homeowners' policy or a combination of the two.

Continue Reading...