The following blog posts have the category Weather
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Perhaps it's the shorter days and colder weather, but the winter doldrums are real. It's a proven fact that, for some people, this time of year can bring on feelings of depression, lethargy, and boredom. Still, communities around the globe have found ways – both wily and weird – to brighten the winter blues.
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While April showers bring May flowers, it can also cause you to think about how water can damage your home. When it comes to water damage to your home and personal items, your homeowners' policy may or may not have it covered.
Many people are using a new way to make extra income throughout the year by turning their property into short-stay rentals. Signing up for a home-sharing service like AirBnB or VRBO is a fairly easy process. With just a few photos and some clicks, you can have your property on the website and have your own mini-hotel business up and running very quickly.
Flooding causes more property damage than any other weather related event and occurs in all 50 states. You should understand potential flood vulnerabilities you may have at home. The Red Cross or the local planning and zoning department can help you if you are unsure.
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Every mortgage lender requires the home buyer to purchase homeowners' insurance. This coverage not only protects you but it also minimizes the lender's losses should the house be damaged by fire, natural disasters or other events. In addition, this insurance coverage must be in effect for the life of your mortgage.
As youngsters, the more serious-minded among us were vigilant about making the Scout motto "Be Prepared" a reality. Now with the latest round of fires, earthquakes and hurricanes, the old adage is more relevant than ever. Even in Florida, we all have the potential to encounter the occasional unpredicted mishap. But few events can be as unpredictable, or devastating, as natural disasters: hurricanes, floods, wildfires, tsunamis, severe storms, tornadoes, and landslides, many of which we've been faced with lately.
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Pets often become more like family members, and in the case of dogs (and the occasional cat), we tend to take them wherever we go. But before you pack up Fido for a summer road trip, it's important to think about how to keep your beloved pet safe when temperatures are extreme.
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We've all got plans for the holidays and winter season: trips to take, winter activities to try, and the everyday to-do lists that don't stop just because the cold weather has arrived. But difficult conditions have a way of causing plans to go awry or causing damage that we just didn't expect. Here are some of the extra insurance protections you should consider purchasing this season, in case things don't go exactly the way you planned.
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In regions with any kind of wintery weather, you probably know exactly how to prepare for and navigate the unique risks caused by snow, ice, and low temperatures. And since they can't change the thermostat or put on cold weather booties, your pets count on you to get them ready for the season, and to keep them safe through the cold winter months.
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After your home is damaged by wind, hail, or other natural elements, the storm isn't necessarily over; in fact, it might be just the beginning. Here's what you need to know about the storm-induced insurance process from diagnosing the damage to filing a claim and making repairs so that weathering your home's recovery is as painless as possible.
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Just for fun, let's take a look at some of the weirdest insurance policies out there.
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Download Hurricane/Flood Disaster Supply Kit (Excel)(PDF)
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Hurricane Safety
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Be prepared for storm season by knowing where to tune for weather updates, what to do before, during and after a storm hits. Go over your Hurricane Property Preparation Checklist to make sure you have time to complete all necessary preparations. Even in high hurricane winds, preparation can mean the difference between minor damage and devastation.
Exactly what is a tornado and what is a near tornado? When it comes to personal safety, it hardly matters. Even relatively wean tornadoes can be devastating, causing tremendous property damage. Learn a few facts about tornadoes and what you can do to keep you and your family safe before, during, and after a tornado.
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