Homeowner InsuranceGetting good, affordable homeowners insurance in Florida can be tough...unless you know the right people. J. P. Perry has been helping Jacksonville, St. Augustine, and Ponte Vedra homeowners insure their homes for over 50 years. We have seen the home insurance market expand and contract and we have seen companies come and go. But through it all, J.P. Perry has continued to attract quality home insurance companies so our customers have never been without quality homeowners insurance alternatives.
The quality of home insurance comes has more than one facet. First, and foremost, you want to know that a home insurance company will be able to pay claims - even in the event of a devastating hurricane or other catastrophic event. Financial ratings, from rating services like A.M. Best and Demotech are good indicators of an insurance company's claim paying ability - the current financial rating for all our insurance companies can be accessed from our Insurance Companies page.
Insurance company claim service is a second quality component that plays a role in the selection of insurance companies J.P. Perry represents. Speed of insurance claim settlement, fairness of loss payments, and clear, consistent communication throughout the claims process are the yardsticks by which we hold our insurance companies accountable.
And finally, a quality home insurance company should provide a range of important coverage and discount options such as:
Contact us anytime, or call if you are ready to step up your home insurance protection at (904) 268-7310!
Or, complete our simple, online home insurance quote request form.
Contact an insurance agent at J. P. Perry Insurance today to answer any questions about Homeowner Insurance or for a free review and insurance quote for Homeowner Insurance. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to help you find coverage at competitive premiums for business, home, auto, and more.
Personal Auto InsuranceCar insurance isn't as simple as we might like it to be, but J.P. Perry can make choosing the best protection, service and saving money seem that way. Our number one objective is to get you the best card insurance protection for the best rate. We can often increase protection limits by $100,000 or more, and still save you money on your auto insurance premiums.
J. P. Perry represent top rated auto insurance companies such as Progressive, Travelers, Auto Owners and many others. That gives us the independent flexibility to find the right auto insurance for you or your family's protection needs. The cheapest auto insurance usually the best insurance - the best car insurance is the insurance policy that protects you from potentially devastating lawsuits - and we can often do that while saving you money at the same time.
Selecting the right company, the right collision and comprehensive policy deductibles for each of your vehicles, and combining policies are a few ways we can help get you the best auto insurance coverage for your dollar but there are a few other ways to reduce costs - check out our blog post, Manage Automobile Insurance Costs.
Call us anytime you are ready to step your car insurance protection at 904.268.7310!
...take advantage of J.P. Perry's expert guidance as we shop the market for you to find the best combination of protection and savings.
Contact an insurance agent at J. P. Perry Insurance today to answer any questions about Personal Auto Insurance or for a free review and insurance quote for Personal Auto Insurance. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to help you find coverage at competitive premiums for business, home, auto, and more.
Personal PackageInsurance that packages coverage for your car, home and other personal insurance needs can save Florida residents and driver in many ways:
Contact J. P. Perry Insurance today to learn more or to get a proposal for your family's car and home insurance needs. We can provide multiple insurance quotes, with different coverage options for several top rated car and home insurance companies.
Contact an insurance agent at J. P. Perry Insurance today to answer any questions about Personal Package or for a free review and insurance quote for Personal Package. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to help you find coverage at competitive premiums for business, home, auto, and more.
Antique, Classic and Customized Automobile InsuranceNot all auto insurance policies are created equal and that is especially true if you are looking for the right insurance for a restored or collectible vehicle. A standard automobile policy usually pays for vehicle damage under the comprehensive or collision part of the the insurance policy, but claim settlement is usually for actual cash value (ACV) - the cost new less depreciation. Obviously this approach isn't the best one to take when insuring a classic car.
That's why our agency recommends special insurance coverage for the stated value of your special automobile or truck. Some other common considerations that you may want to consider when we discuss insurance for your classic car:
Contact us today to get started with an insurance policy to help protect your special vehicle.
Contact an insurance agent at J. P. Perry Insurance today to answer any questions about Antique, Classic and Customized Automobile Insurance or for a free review and insurance quote for Antique, Classic and Customized Automobile Insurance. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to help you find coverage at competitive premiums for business, home, auto, and more.
ATV InsuranceWhile insurance is not always legally required for an ATV operated on private land, requirements change once you leave your property, and there are several situations where liability protection you have under other policies may not apply. Some states require insurance for ATVs operated on state-owned land and your homeowner policy may not protect you if you ride off your property. ATV Insurance can fill in these gaps and can reimburse you if your ATV is stolen or badly damaged. ATV Insurance includes Liability, Medical Payments, Comprehensive and Collision coverage, much like an Auto Insurance Policy.
Contact an insurance agent at J. P. Perry Insurance today to answer any questions about ATV Insurance or for a free review and insurance quote for ATV Insurance. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to help you find coverage at competitive premiums for business, home, auto, and more.
Condo InsuranceCondo Insurance covers your property from the outside walls in, your property both at and sometimes away from your condominium, and provides you with liability insurance as well.
Very similar to a homeowner policy, a condo owners' insurance policy can be customized in a variety of ways depending on your needs. You aren't required to carry insurance for common areas or the outside of the building, but your condo owners' association may have special requirements, so it's a good idea to review those. Or let one of the Condo Insurance agents at J. P. Perry Insurance be of assistance to you.
Contact an insurance agent at J. P. Perry Insurance today to answer any questions about Condo Insurance or for a free review and insurance quote for Condo Insurance. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to help you find coverage at competitive premiums for business, home, auto, and more.
Flood InsuranceFlood insurance isn't just for Florida residents who live in a designated flood plain. Flood insurance provides coverage for your property damaged through groundwater intrusion that is typically excluded from your homeowners policy. Most home lenders require flood insurance for property located in a designated flood plain. It can also be purchased by homeowners who do not live in a flood plain. Call or contact our office to find out if flood insurance is a good idea for you. One of the flood insurance professionals at J. P. Perry Insurance would be happy to help you.
Contact an insurance agent at J. P. Perry Insurance today to answer any questions about Flood Insurance or for a free review and insurance quote for Flood Insurance. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to help you find coverage at competitive premiums for business, home, auto, and more.
Home BusinessContact an insurance agent at J. P. Perry Insurance today to answer any questions about Home Business or for a free review and insurance quote for Home Business. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to help you find coverage at competitive premiums for business, home, auto, and more.
Identity TheftContact an insurance agent at J. P. Perry Insurance today to answer any questions about Identity Theft or for a free review and insurance quote for Identity Theft. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to help you find coverage at competitive premiums for business, home, auto, and more.
Personal UmbrellaPersonal umbrella insurance offers extra coverage above the liability coverage in home, auto and other personal insurance policies. Those policies usually carry liability limits of $100,000 or $300,000, but is that enough? Umbrella insurance adds a layer of coverage of $1 million, $2 million or more, and it isn't just for the ultra-wealthy.
A short hospital stay can easily exceed $100,000 and long term rehabilitation and loss of income can also get into six-figures quickly. If someone is injured in a car accident and you are at fault, or a guest is injured on your home property, monetary damages can add up quickly. You should think seriously about adding umbrella insurance to your personal insurance coverage if:
Those are just a few situations that call for extra liability insurance protection, but there are more. To learn about those, contact an umbrella insurance agent at J. P. Perry Insurance today.
Contact an insurance agent at J. P. Perry Insurance today to answer any questions about Personal Umbrella or for a free review and insurance quote for Personal Umbrella. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to help you find coverage at competitive premiums for business, home, auto, and more.
Renters InsuranceOne little policy does a lot. A renters policy covers almost all of your personal property in your apartment, and in some cases, out of your rental unit. The insurance extends to your home's contents and liability for damage to property of others or injury caused to someone by you or a family member. Your policy can be personalized to include greater levels of protection for important property, home office situations, liability for boat ownership.
Contact an insurance agent at J. P. Perry Insurance today to answer any questions about Renters Insurance or for a free review and insurance quote for Renters Insurance. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to help you find coverage at competitive premiums for business, home, auto, and more.
Scheduled Personal PropertyHomeowner insurance coverage extends broad coverage for personal property. But for some types of loss, and for some types of valuable items, homeowner insurance may fall short.
Special coverage can be added to your homeowner policy for items like jewelry, art, stamp or coin collections, cameras, furs, sports equipment and more. The extra cost for superior insurance protection is usually nominal. A Florida valuable items insurance agent at J. P. Perry Insurance can help identify where your homeowner insurance policy might come up short and get you free quotes to insure your valuable items. Contact us today to learn more.
Contact an insurance agent at J. P. Perry Insurance today to answer any questions about Scheduled Personal Property or for a free review and insurance quote for Scheduled Personal Property. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to help you find coverage at competitive premiums for business, home, auto, and more.
Snowmobile InsuranceToday, only a few states require liability insurance before you can own and operate a snowmobile. But even if insurance isn't required by law, it is a good idea to carry liability and often physical damage as well as comprehensive insurance coverage on your snowmobile. We have experience insuring snowmobiles and we have access to several top rated insurance companies who specialize in affordable and comprehensive insurance policies for all types of snowmobiles. We can do the comparison shopping for you so you have more time for riding.
Liability insurance for snowmobiles is similar to liability on a car insurance policy. It provides insurance coverage if you injure someone while riding your snowmobile as well as property damage you may cause in an accident. Physical damage and comprehensive insurance coverage respond if your insured snowmobile is damaged, either in an accident (physical damage insurance) or by, say a falling tree (comprehensive).
There are other insurance coverages that are worth considering for your snowmobile, such as uninsured/underinsured motorist coverage and roadside assistance. We can get a you a comparative quote quickly and can help you consider the options that are right for your insurance protection.
Contact an insurance agent at J. P. Perry Insurance today to answer any questions about Snowmobile Insurance or for a free review and insurance quote for Snowmobile Insurance. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to help you find coverage at competitive premiums for business, home, auto, and more.
Travel InsuranceTravel, whether for business or pleasure, can often require a significant outlay of cash. We travel for opportunity, relaxation and adventure, but when cancellations, missing luggage, medical emergencies or other unforeseen misfortune crops up, the pleasure of travel can take a 180 degree turn. We can help remove some of the anxiety that would otherwise accompany vacation, overseas or business trips with travel insurance that fits your plans.
Contact an insurance agent at J. P. Perry Insurance today to answer any questions about Travel Insurance or for a free review and insurance quote for Travel Insurance. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to help you find coverage at competitive premiums for business, home, auto, and more.
Trip Cancellation InsuranceContact an insurance agent at J. P. Perry Insurance today to answer any questions about Trip Cancellation Insurance or for a free review and insurance quote for Trip Cancellation Insurance. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to help you find coverage at competitive premiums for business, home, auto, and more.
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Personal Insurance (Auto and Home Insurance)