health insurance

'Tis the season for fresh, locally-grown leafy greens. As one of the first seeds to hit the dirt in the early spring, these hearty plants are now hitting the shelves in abundance. High in antioxidants, the benefits of adding more greens to your diet seem endless, with studies touting a number of health benefits, including cancer prevention, stronger bones, brain health, better vision, and healthier skin, among many others.
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With slippery floors, shop lifting or the use of seasonal employees who make errors in the effort to push for end-of-the year sales, your small business could be at a greater risk during the holidays than it is all year long. And many of these risks apply whether you have a brick and mortar store or if your business is totally online. Here are the top four major business risks that occur during the holidays and the protection your business may need.

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As you go through life, you will need to have various insurance coverage to protect the things that are valuable to you and your family. Your first experience with insurance coverage probably came when you purchased your first car.

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Today our lives are dependent on computers, iPhones and other electronic devices, regardless of where we are... at work, traveling or at home. And with so many people working from home, these devices have become a valuable asset. However insuring them can be tricky depending on whether your devices are for personal use, business use or use for a home-based business.

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Getting married this summer? Read on for ways that marriage affects insurance and other financial considerations to handle before tying the knot...
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The holidays are a time for potlucks, office parties, and food-related gifts. But how can you be sure that mystery casserole, fruitcake gift basket, or shrimp cocktail are safe to eat? Here are some tips to keep in mind when you're cooking for a crowd, attending a holiday party, or deciding what to bring to an office potluck.
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February is American Heart Month, and even if you don't have heart disease, it's time to learn whether you're at risk, and what you can do about it. High blood pressure is a leading cause of death in Americans and one of the most important things to address for a healthy heart. Yet only about half of those who have been diagnosed with high blood pressure have it under control.
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Cold and flu season in Florida is officially here. Perhaps, as recommended by health departments nationwide, you got a flu shot, and maybe you'll get lucky and avoid getting sick. But if you do catch what's going around, here are six ways to minimize your pain and suffering, and maybe even shorten your illness.
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How much do you know about your skin or skin overall, for that matter? November is National Healthy Skin Month, and a good time to set aside all the latest skincare fads and get some real information about your skin, what it does, and what truly is the best way to take care of it.
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After a long summer, most parents and (some) kids alike are ready to go back to school. But going back to school also means sending your kids into a sea of germs, and increasing their likelihood of getting sick. In fact, most school-aged children will get 6-10 colds every single year. But there are several things you can do to help your child and the rest of your family stay healthy, and decrease their chances of catching an illness at school.
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What does it mean to age in a healthful way? Although it's different for each person, healthy aging is about maintaining a high quality of life at every stage, and cultivating habits that allow you to continue to enjoy your life and do the things you love to do. And while aging is inevitable, aging well is a choice.
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We all know we're supposed to wear sunscreen, but with hundreds of options on the shelves every summer, many of us end up choosing the wrong one. Here's what you need to know about how to choose the right sunscreen, and why.
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We have all heard about the sharp increase in e-cigarette use, aka "vaping," among young people. If you are a parent or educator of teens, you're probably more familiar than most. So why are e-cigarettes suddenly so common on middle and high school campuses? Here's what you need to know about vaping, and how to protect your teen.
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According to the World Health Organization, falls are the second leading cause of accidental injury deaths worldwide. Falling disproportionately impacts adults age 65 and older, and can lead to serious injury, further health problems, decreased quality of life, and a loss of independence.
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It's that time of year when high school and college students are out of school, and many are looking for summer work. It's also the time when some seasonal businesses pick up, and many depend on solid summer help. Hiring seasonal workers?
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Let's face it, many of us get motivated to exercise because we want to regulate or lose weight. It's looked at like a chore, rather than a pleasure in many cases. However, know that there are many other benefits to regular exercise may up the motivation levels.
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Most of the modern world is plugged in these days to smartphones, ipads and laptops, among other things. And many of us complete the loop by coaxing earbuds into our ears, turning up the sound to shut the world out, even just for a minute. But this practice, along with the increased amount of dangerous noise present in the modern world, is causing epidemic levels of early hearing loss in children, adults and teens. Read on to find out what you can do:
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Your teeth reflect your overall health, so paying attention to them is important everybody knows that. And yet, many of us still skip brushing our teeth on some busy days or avoid regular checkups. In light of National Dental Hygiene Month, here's how to stay on top of dental hygiene along with dental insurance guidelines:
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When the last of the children head off to college or out on their own, some parents, although sad, breathe a sigh of relief. For many, getting the kids out of the house will immediately relieve some serious financial stress. But it's important to be smart with how you handle that extra income so that you're setting yourself and your children up for a secure future. Here's what to do when your dependents become independent:
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Gathering school supplies, updating vaccines, and returning to a regular sleep schedule are part of a long list of things that need to be done before sending kids back to school. If your child also has a food allergy, preparing to go back to school takes extra effort and due diligence. Here are some things you can do to make sure your child's medical needs are met throughout the school year.
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Despite being told for years how important it is to get a good night's sleep, most of us in Florida still consider it a suggestion we can afford to ignore. Let's face it: most of us would still choose finishing that critical report or watching another episode over getting enough quality rest. But mounting evidence of how significant sufficient sleep is to mood, productivity, and physical health might inspire you to start finally making it a real priority. Due to the depth and breadth of its impacts, the Centers for Disease Control went so far as to call sleep deprivation "an epidemic" earlier this year. Read on to learn more about the serious consequences of poor sleep.
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Did you know this April 26th through May 3rd is National Immunization Week? It's a great time to boost awareness about immunizations and, of course, ensure that you and your loved ones are up to date on vaccinations.
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By Joan Galletta.
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For most of the children in the Florida, the end of August means those lazy dog days of summer are coming to a close, and those books and desks are what will be opening up next. For parents, the back-to-school season is a great time of year to look over insurance policies, and make sure they are up to date. Here are some insurance situations to consider as the kiddos hit the books.
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Joan Galletta has an article in the Advantage Business Magazine this month discussing the new health insurance law and its implications for small and mid-sized businesses.Joan has come to be recognized as an expert in this area and has been invited to participate in a panel discussion with the CEO of Baptist Health in September.You can read Joan’s article at http://advantagebizmag.com/archives/16085.
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This month we had three scheduled breakfast meetings to discuss the implications of the new health care law.Joan Galletta presented the program and answered questions for a group of the agency’s current employee benefit customers and invited guests.The event was held at the beautiful Epping Forest Yacht Club and everyone enjoyed the wonderful breakfast.
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In our efforts to keep our Business Owners informed, JP Perry Insurance would like to share the following article recently released by Sally Pipes, ofthe Taube Fellow in Health Care Studies at the Pacific Research Institute.
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Joan Galletta is an Employee Benefits Consultant with JP Perry Insurance, Inc., specializing in group benefits. Joan's areas of expertise are plan design, compliance issues and legislation associated with group health plans. She earned her law degree (Juris Doctor) from the University Of Florida College Of Law in 1987, where she specialized in contract law. She also holds degrees in Political Science and Criminal Justice.
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