Shopping for auto insurance can be complicated. There are different factors that affect the coverage and determine the rates. If you don't know what you are doing, you could end up paying more for your insurance while not getting the coverage you need. That's why it is best to have your J.P. Perry Insurance agent shop the market for you. But so you will know what some of those factors are in determining coverage and rates, we have listed a few major issues...
With the pandemic still playing havoc with our work and personal lifestyles, some people are continuing to work remotely, and some are planning to work remotely on a permanent basis. But when you make that decision to work from home, it is important to consider all of your potential insurance liabilities, particularly regarding your homeowners' coverage.
Every mortgage lender requires the home buyer to purchase homeowners' insurance. This coverage not only protects you but it also minimizes the lender's losses should the house be damaged by fire, natural disasters or other events. In addition, this insurance coverage must be in effect for the life of your mortgage.
For new homeowners, if you managed to buy a house in today's market, you definitely have a lot to celebrate. So now what? Well, whether you just purchased your dream home and plan to stay in it forever, or a property you hope to use as a stepping stone to better things, there are a few things you need to know in order to make your investment work for you.
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High heating bills are one of the biggest expenses during the winter season, and people often resort to supplemental heating sources such as space heaters or wood burners to keep warm without raising their electric bill. But these types of heating sources can pose fire hazards, as well as electrical shocks and carbon monoxide poisoning.
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Around this time of year, many people start making New Year's resolutions. These include eating healthier, losing weight, paying off debt, setting new salary goals or starting up a new business. But one area of your life, your financial well being, is where it makes sense to create some resolutions for the New Year with your insurance coverage.
The Holiday season is upon us, meaning it's time to be jolly, gather with friends and family, and hopefully, stay safe. But in addition to the things we're all wishing for, the holidays can bring some unwanted gifts in the form of accidents, damages, or injuries that might result in an insurance claim. So what are the most common holiday-related insurance claims and how can you avoid them?
As we come to the end of the year, it is time to take into consideration any and all of the factors that have come into play regarding the value of your home, which in turn, could affect your home's insurance coverage.
Whether you're a business owner, contractor, or employee, most likely you take job safety and on-the-job injuries seriously. But many people have incomplete or incorrect information about Workers Compensation Insurance, which is designed to support both employers and workers when an injury does occur. The following are five major myths about Workers' Compensation:
Extreme weather is becoming more and more common these days, but even run-of-the-mill heat, rain, or snow can ruin an event or make it very difficult to carry out certain business operations, like construction. And when you have put thousands of dollars into a multi-day festival, film shoot, wedding, outdoor sale, or any type of activity that can be negatively impacted by the weather, it can be devastating to have to cancel or postpone due to intense heat or a dangerous storm. Even worse, you might not be able to recoup your costs, unless you have weather insurance.
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