JP Perry's Blog

We are very excited to see all the customer service benefits that speeding up the paper flow will bring. Along with the software update we have been doing our part to help the economy! The more powerful software and increased document storage calls for a new, more powerful server with more technology than I can even pronounce much less fully appreciate. We also are replacing most of our workstation PCs with the latest and greatest. Also, if you haven't seen it before, it's pretty cool to have three monitors across the desk attached to one PC but with the ability to run three different applications at the same time and move between them with a flick of the mouse! All this stuff really doesn't mean a thing unless it is used to bring more value to our customers so you can rest assured that all we do is tested against the question: "Does this put our customers in a better place?". In regards to all I've talked about in this post the answer is a resounding yes!
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Paul Harris Awards for Jeanie Ingram and Kerri Henderson
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Then at a recent Rotary meeting we were reminded that it has been one year since the earthquake in Haiti and 800,000 people are still living in tents, crime and abuse is rampant and Cholera epidemics kill thousands more. So, when the economy is a little sour and we feel overwhelmed with all the things that are not going according to plan in our lives, a little perspective regarding where we fit on the suffering scale would probably be a healthy thing. Both, for us and for those that we might find some small way to help!
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In these cost-conscious days, everyone is trying to save money wherever and whenever they can. It seems that people may especially look to their insurance policies as a place to realize some savings.
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If you have a domestic employee, such as a gardener, housekeeper, or nanny, who drives his or her own auto while working for you, there is a potential for you to incur liability arising from their driving that would not be adequately insured. If your employee negligently causes an accident, you as the employer can be drawn into the lawsuit and held liable. Your employee’s own insurance, if any, will protect you up to its policy limits, but you are on your own after that. And your personal auto policy may not respond to cover the difference. The courts have ruled in different ways on these types of loss situations.
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What do real estate firms, golf courses, law offices, banks, farm owners, contractors, dry cleaners and gas stations have in common? Exposure to environmental or pollution lawsuits. Companies that deal with the transfer and storage of hazardous materials, like waste haulers, or fuel oil distributors all have an obvious need for insurance against environmental hazards. But businesses involved in property sales transactions (banks, realtors, lawyers) can pick up the pollution liability that comes along with the subject property. Many businesses use chemicals and substances that are benign, when confined to intended purposes (golf courses, farms, dry cleaners). But improper storage of these materials, inappropriate use, or run-off (pesticides and herbicides) can lead to environmental damage, personal injury and a lawsuit.
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No matter if your food service establishment is a cafe, deli, diner, or upscale restaurant, all such businesses share certain common risks.
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As winter starts to set in most of us will be spending more time indoors. Now is a good time to review this checklist for safety, comfort, and savings. Around your home...
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See Also: Insurance Company Claim Phone Numbers and Website
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See Also: Insurance Company Claim Phone Numbers and Website
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